July 15, 2026
Solo 401(k) vs SEP-IRA — which one actually lets you save more?
The two plans look interchangeable until you run the numbers. At most income levels, the solo 401(k) wins — here's the math, and the cases where a SEP still makes sense.
Articles
July 5, 2026
The mega backdoor Roth in a solo 401(k) — why your plan document probably says no
After-tax contributions plus an in-plan Roth conversion can put tens of thousands into Roth each year. The mechanics, the S-corp wage trap, and the plan-document fine print.
June 25, 2026
How to choose a 401(k) provider for your small business
Bundled vs unbundled, the three places fees hide, what the fiduciary labels actually mean, and the questions that make sales reps uncomfortable.
June 15, 2026
SIMPLE IRA vs 401(k) — finding the crossover point
The SIMPLE IRA is the right starter plan for a lot of small businesses — until it isn't. Where the crossover actually is, and how the mid-year switch works now.
June 5, 2026
What does a TPA actually do — and when do you need one?
Third-party administrators are the least visible people in the 401(k) industry and often the most important. What the job really is, and when a bundled provider isn't enough.